The Kenya Defence Forces (KDF) has launched a new mortgage scheme that will enable officers to access financing for affordable housing.
According to reports, the scheme is being implemented through a partnership with the Civil Servants Housing Scheme Fund, the Affordable Housing Board and a local bank.
The KDF Mortgage Scheme was unveiled on Friday, July 17, 2026, following the signing of a Memorandum of Understanding, which established a structured framework for military officers to acquire homes.
Additionally, the programme will allow eligible KDF personnel to purchase, construct or improve residential houses, buy land for home construction, access housing development equity, refinance existing mortgages and acquire homes under the government’s Affordable Housing Programme.
Under the scheme, officers will receive competitive mortgage options, favourable repayment terms and professional support throughout the home acquisition process.
The bank will further assist KDF personnel in the home ownership process by providing mortgage financing solutions, financial guidance, and support under the scheme.
The initiative is also intended to improve the welfare of service members by supporting secure home ownership.
