Equity Group Holdings PLC has announced a historic profit after tax of Ksh75.5 billion for the 2025 financial year, making it the most profitable company in the region.
The group’s profit after tax rose by 55 percent from Ksh48.8 billion reported in the 2024 financial year.
The strong performance was attributed to the group’s strategic transformation, which focused on diversified revenue streams, improved operational efficiency, and growing contributions from regional subsidiaries.
Equity Bank Achieves Ksh75.5 Billion Profit, Highest in Company History. Photo: Courtesy.
Equity Group’s regional operations now account for about half of the company’s banking profitability, highlighting the impact of its pan-African expansion and the resilience achieved through business diversification.
The bank saw significant growth in its balance sheet during the 2025 financial year, supported by rising customer deposits and an increase in net loans.
The group ended the year with millions of customer accounts, bolstered by a strong regional network and a robust digital ecosystem.
Revenue performance was strong, with growth in net interest income, non-funded income, and total income.
Operational efficiency improved notably, with the cost-to-income ratio declining, driven by migration to self-service channels, productivity gains, and disciplined cost management supported by shared services and digital infrastructure.
The group highlighted that the vast majority of customer transactions were conducted outside branches, with most processed through digital channels, reflecting continued demand for digital services and increased investment in customer-centric digital infrastructure.
Moreover, there was a decline in loan loss provisions and strengthened its non-performing loan coverage, reflecting improved risk management.
On the back of strong performance, the board recommended an increased dividend for shareholders.
Equity further recorded significant profit growth, while shareholders’ funds and returns on assets and equity improved.
Regional operations contributed roughly half of the group’s profitability, highlighting Equity’s emergence as a leading pan-African financial services group.
Across its subsidiaries, key markets including the DRC, Uganda, Rwanda, and Tanzania also posted notable profit growth, expanded loan books, and strengthened balance sheets, underlining the impact of regional diversification on overall performance.
